Terms of Use

These Terms of Use govern your use of the InsuranceAutoWorld.com website.

Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our website. These Terms constitute a legally binding agreement between you and InsuranceAutoWorld.com regarding your use of the website.

Changes to Terms

We reserve the right to modify these Terms at any time. Your continued use of our website following any changes indicates your acceptance of the revised Terms. We will make reasonable efforts to notify users of material changes to these Terms, but you should review these Terms periodically to ensure you are aware of any changes.

Privacy Policy

Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

User Eligibility

You must be at least 18 years old to use our services. By using our website, you represent and warrant that you meet this requirement and that you have the right, authority, and capacity to enter into these Terms.

Account Registration

Certain features of our website may require you to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for any activity that occurs under your account.

User Content

You are solely responsible for any content that you submit to our website. By submitting content to our website, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media.

You represent and warrant that your content:

Is accurate and not misleading
Does not violate any applicable law or regulation
Does not infringe upon the rights of any third party
Does not contain any material that is defamatory, obscene, or otherwise objectionable

Intellectual Property

All content on our website, including text, graphics, logos, and software, is our property or the property of our licensors and is protected by copyright and other intellectual property laws. You may not use, reproduce, distribute, or create derivative works based upon our content without our express written permission.

Prohibited Conduct

You agree not to:

Use our website for any illegal purpose or in violation of any local, state, national, or international law
Interfere with or disrupt the operation of our website or the servers or networks used to make our website available
Gain unauthorized access to our website, other users' accounts, or our computer systems
Use automated means to access or use our website
Collect or harvest any information from our website

Third-Party Links

Our website may contain links to third-party websites. These links are provided solely for your convenience. We do not endorse or control these websites and are not responsible for their content or practices.

Disclaimers

Our website and its content are provided "as is" without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our website will be uninterrupted or error-free.

Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any damages arising from your use of our website, including but not limited to direct, indirect, incidental, consequential, punitive, or exemplary damages.

Indemnification

You agree to indemnify, defend, and hold harmless InsuranceAutoWorld.com and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or relating to your use of our website or violation of these Terms.

Governing Law

These Terms are governed by the laws of the United States and the state of New York, without regard to its conflict of laws principles. Any legal action or proceeding arising out of or relating to these Terms shall be brought exclusively in the federal or state courts located in New York, New York.

Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

Contact Information

If you have any questions about these Terms, please contact us at [email protected].

Last Updated: January 15, 2025